Category Archives: Financial Independence

The Inflation of Time

inflation of timeOne of my biggest regret is that I haven’t started investing (in a smart way) 10 years ago. Well, looking at those charts let’s say 8 instead of 10 🙂 Maybe I would write this post from a much warmer place then… I’m old enough to realize that I should have started it earlier, but young enough to remember what went on inside my head those times. In order to be a successful investor you need a few things: money, knowledge and time. Well, I was lacking a few of them…

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Filling the Tank from Dividends

investing in RDSAWhen it comes to investing in individual stocks, one of my favorite type of companies are the ones whose products I use myself regularly. Every time I make a purchase from such companies I feel a little bit like putting the money from one pocket to another (ok, the latter one might have a hole 🙂 ). One of my regular expenses is fuel. You can really say that you have reached financial independence once your expenses are covered by your passive income. So let’s find a way to cover fuel costs. I want to fill my car for free!

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Dividend Snowball

dividend snowballWow, it’s already December! This year seems to be passing by in no time. Winter is officially here, although I can’t remember when the last time I saw some proper snow was. Still I invite you for a winter theme game (if you don’t wanna join, you can still watch from your warm room). I’m going to roll a snowball. A dividend snowball! I start with something small, but on its way down the mountain it’s gonna be bigger and bigger like no one wants to stand on its way! Check out how I’m planning to do it!

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November 2016 Financial Overview

november financial overviewAnother month has passed, another monthly overview is here. I did not plan November to be particularly special, still so much has happened that I even don’t know where to start. So let’s don’t waste any time, let’s see whether this month has taken us closer or further away from financial independence!

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How to be a Good Farmer of Your Investments?

how to start investingOne of the biggest achievement of mankind was when people have changed from gathering to growing food. Later on cultures in the valleys of rivers like the Nile, Euphrates, Ganges and Yangtze started to flourish.
This has happened more than ten thousand years ago, and history has proven that great civilizations can only emerge from strong economies.
The discovery that you can grow your own crops, domesticate livestock had such a big significance that it only can be compared with the start of using of tools, the invention of wheel, or the free WiFi 🙂

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The Importance of Expense Ratio

How much does an ETF costOne of the easiest forms of investing is via purchasing an ETF (Exchange Traded Fund). This investment form has first been introduced in 1993 and by today it became extremely popular. In 2015 there were over 4,000 different types of ETFs, therefore the choice is endless.

An ETF can suit almost all kind of investment needs from simple index ETFs (e.g. VTI, which represents the total US stock market) through sector ETFs (e.g. VFH, which represents the US financial sector) to some really wide spread investment vehicles (e.g. GIVE, which holds both US and global stocks, just as bonds, all focusing on environmental friendly and sustainable themes).

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What Trump Means for Your Investments?

what trump means for stock markets

what trump means for stock markets

It’s been a week since we know that the next president of the US will be Donald Trump. Once thing I can promise: this is never gonna be a blog about politics. Also this post will be totally politically neutral. First of all it’s easy for me to be neutral as I live in Europe. Secondly everyone must respect the decision of the American people; at the end of the day the guy got almost as many votes from them as Hillary 🙂 But let’s stick to the topic of finance and let’s see what kind of conclusions we can make from this week!

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